Finance
Real interest rate
FR.INR.RINR · %
Annual series published by the World Bank, compared across Italy, Spain, Netherlands, United States, China, South Sudan, Sierra Leone, Tajikistan. The chart carries the trajectory, the table carries the year by year figures, and the definition at the foot of the page is the World Bank's own, quoted as it stands.
8 countries compared, that is the maximum. Remove one to add another.
Up to eight countries on one chart, out of 142. Hover the chart to read a year, click a country in the legend to hide it and read the scale without it.
2. Main theme
1 of 18 indicators in this category. Each indicator gives one card and its chart.
This page carries a single indicator, with its year by year table and the official definition. Tick others to compare them on the finance grid, one card and one chart per indicator.
Latest known value: 2.04% for Italy in 2025, over a series running from 1989 to 2025 and 7 countries compared, from the highest (Tajikistan, 19.19%) to the lowest (South Sudan, -55%).
Latest known valueclick to hide
Year by year values
Click the Year header to reverse the order. An empty cell means the World Bank publishes nothing for that country that year.
| Italy | Netherlands | United States | China | South Sudan | Sierra Leone | Tajikistan | |
|---|---|---|---|---|---|---|---|
| 2025 | 2.04% | -55% | 18.27% | ||||
| 2024 | 3.22% | 5.15% | -37.71% | 9.17% | |||
| 2023 | -1.29% | 4.88% | -52.94% | -7.44% | |||
| 2022 | -1.15% | 2.37% | -52.14% | -6.02% | |||
| 2021 | 0.73% | -1.26% | -0.12% | -8.15% | 10.6% | ||
| 2020 | 0.74% | 2.17% | 3.8% | 14.55% | 4.12% | ||
| 2019 | 1.54% | 3.57% | 2.99% | -25.1% | 7.32% | 19.19% | |
| 2018 | 1.59% | 2.55% | 0.85% | -27.29% | -0.05% | 24.1% | |
| 2017 | 2.27% | 2.27% | 0.2% | -77.56% | 7.59% | 18.07% | |
| 2016 | 2.22% | 2.54% | 2.83% | -33.01% | 11.38% | 24.27% | |
| 2015 | 3.32% | 2.31% | 4.21% | -3.32% | 14.59% | 17.75% | |
| 2014 | 3.93% | 1.48% | 4.46% | 61.88% | 2.9% | 18.87% | |
| 2013 | 3.97% | 0.35% | 1.52% | 3.62% | -16.81% | 13.46% | 19.98% |
| 2012 | 3.46% | 0.29% | 1.36% | 3.51% | -23.54% | 6.04% | 8.25% |
| 2011 | 2.82% | 1.75% | 1.16% | -1.35% | 4.9% | 8.06% | |
| 2010 | 3.41% | 1.03% | 2.01% | -1.05% | 1.79% | 9.73% | |
| 2009 | 2.93% | 1.54% | 2.62% | 5.4% | 14.88% | 9.36% | |
| 2008 | 4.33% | 2.14% | 3.1% | -2.36% | 12.93% | -3.57% | |
| 2007 | 3.77% | 2.5% | 5.2% | -0.41% | 15.6% | -3.36% | |
| 2006 | 3.33% | 0.94% | 4.73% | 2.02% | -1.62% | 2.55% | |
| 2005 | 3.16% | 0.78% | 2.96% | 1.76% | 6.83% | 12.57% | |
| 2004 | 2.8% | 1.53% | 1.61% | -1.31% | 8.2% | 2.46% | |
| 2003 | 2.58% | 0.7% | 2.11% | 2.59% | 6.01% | -8.15% | |
| 2002 | 3.13% | 0.08% | 3.07% | 4.63% | 27.17% | -3.88% | |
| 2001 | 4.1% | 0.6% | 4.57% | 3.57% | -53.64% | ||
| 2000 | 5.18% | 1.47% | 6.81% | 3.66% | 22.24% | ||
| 1999 | 4.8% | 2.13% | 6.49% | 7.16% | 8.23% | ||
| 1998 | 6.13% | 7.15% | 7.28% | 0.05% | |||
| 1997 | 7.77% | 6.6% | 6.88% | 21.14% | |||
| 1996 | 8.09% | 6.32% | 3.35% | 1.96% | |||
| 1995 | 7.92% | 6.59% | -1.4% | -3.57% | |||
| 1994 | 8.15% | 4.9% | -8% | 1.82% | |||
| 1993 | 10.34% | 3.55% | -3.65% | 18.72% | |||
| 1992 | 11.65% | 3.88% | 0.4% | -10.54% | |||
| 1991 | 6.59% | 4.92% | 1.81% | -31.7% | |||
| 1990 | 5.45% | 6.04% | 3.43% | -10.61% | |||
| 1989 | 8.29% | 6.69% | 2.52% | -19.71% | |||
| 1988 | 5.59% | -2.77% | -22.09% | ||||
| 1987 | 5.59% | 2.71% | -51.62% | ||||
| 1986 | 6.19% | 3.1% | -34.35% | ||||
| 1985 | 6.56% | -2.07% | -30.72% | ||||
| 1984 | 8.14% | 2.15% | -15.57% | ||||
| 1983 | 6.62% | 5.97% | -1.83% | ||||
| 1982 | 8.18% | 7.35% | -2.95% | ||||
| 1981 | 8.59% | 2.62% | 5.8% | ||||
| 1980 | 5.72% | 1.24% | 18.1% | ||||
| 1979 | 4.03% | -0.48% | |||||
| 1978 | 1.89% | -10.38% | |||||
| 1977 | 0.58% | -7.3% | |||||
| 1976 | 1.27% | 0.66% | |||||
| 1975 | -1.28% | -0.34% | |||||
| 1974 | 1.65% | -5.4% | |||||
| 1973 | 2.41% | -12.36% | |||||
| 1972 | 0.88% | 1.93% | |||||
| 1971 | 0.62% | 16.04% | |||||
| 1970 | 2.51% | 10.36% | |||||
| 1969 | 2.85% | -5.4% | |||||
| 1968 | 1.86% | 1.25% | |||||
| 1967 | 2.41% | 14.71% | |||||
| 1966 | 2.65% | 5.13% | |||||
| 1965 | 2.57% | 2.66% | |||||
| 1964 | 2.95% | ||||||
| 1963 | 3.37% | ||||||
| 1962 | 3.22% | ||||||
| 1961 | 3.11% |
World Bank definition
Real interest rate (%)
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.
Text published by the World Bank for indicator FR.INR.RINR, reproduced unchanged.
The same indicator across Europe & Central Asia
Source: World Bank, World Bank Open Data Annual series, fetched server side and cached for 24 hours. The World Bank is never called from your browser.
